Important to read

Disclaimer

Please read this disclaimer carefully before using the information provided by Firmo.

⚠️ General warning

The information provided on Firmo is for informational purposes only. It does not constitute legal, financial, tax, or professional advice. Always consult qualified professionals before making decisions.

1. Nature of information

Information displayed on Firmo comes from official public sources, including the Quebec Enterprise Register (REQ) and other government bodies.

Types of information:

  • Business registration data
  • Public corporate information
  • Statistics and indicators (calculated or estimated)
  • Credit scores (proprietary models)

2. No guarantee of accuracy

Firmo does not guarantee the accuracy, completeness, timeliness, or reliability of the information provided.

Possible reasons for inaccuracies:

  • Update delays in official registers
  • Errors in original sources
  • Inconsistencies across sources
  • Recent changes not yet reflected
  • Processing or aggregation errors
  • Model limitations (credit scores, etc.)

You should always verify critical information directly with official sources (REQ, AMF, etc.).

3. Limitation of liability

To the extent permitted by applicable law in Quebec and Canada:

Firmo and its affiliates shall not be liable for:

  • Financial losses resulting from decisions based on Firmo information
  • Direct, indirect, incidental, or consequential damages
  • Missed opportunities or loss of profits
  • Errors, inaccuracies, or omissions in the data
  • Service interruptions or unavailability
  • Issues arising from use or inability to use the service

4. No professional advice

❌ Firmo is not:

  • Legal advice
  • Financial or investment advice
  • Tax or accounting advice
  • Business or management advice
  • A recommendation to buy, sell, or partner
  • Professional due diligence

✓ Firmo is:

A tool for aggregating and visualizing public information on Quebec companies to support your preliminary research.

For any important decision (investment, partnership, credit, hiring, etc.), always consult qualified professionals.

5. Credit scores & indicators

Credit scores and financial indicators shown on Firmo are computed from proprietary models and available data.

Important limitations:

  • Indicative only — not a substitute for professional analysis
  • May differ from scores used by financial institutions
  • Based on limited public data
  • Do not consider all relevant information
  • May be outdated or inaccurate

Never make credit or investment decisions solely based on these indicators.

6. External links

Firmo may contain links to external websites for your convenience.

Firmo has no control over these sites and assumes no responsibility for their content, accuracy, availability, or privacy practices.

7. Use at your own risk

You use Firmo and its information entirely at your own risk. You are solely responsible for decisions made based on information obtained via Firmo.

8. Changes

Firmo reserves the right to modify, suspend, or discontinue any aspect of the service at any time, without notice.

This disclaimer may be updated at any time. The current version is always available on this page.

Last updated: October 22, 2025

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